kongsi — Malay for “to share”
One pays.
Everyone settles.
Paying for a Team plan or a family subscription that others share? Kongsi sends each person their share, shows everyone exactly what they owe, and keeps a running balance — so you never chase over spreadsheets again.
Paying your share is always free.
How it works
- Step 1
Start a bill
Name what you share and add the people on it. A phone number or email is all they need — no app to install.
- Step 2
Send everyone their share
Each person gets their amount and your bank or DuitNow details, on WhatsApp or by email.
- Step 3
Settle up directly
They pay you and tap “I've paid”; you confirm. Balances carry over month to month, credit included.
Built for people who trust each other
For colleagues, family and friends sharing plans they're allowed to share — not for reselling seats to strangers.
Never holds your money
Payments go straight from them to you, by bank transfer or DuitNow. Kongsi just keeps the books.
Private by design
Everyone sees the total and how it was split — never each other's names, emails or phone numbers.
Fair currency maths
Paid in USD, settled in MYR? Shares convert at the rate you actually paid, card fees included.